Insurance policies in Missouri routinely contain intentional acts exclusions, which preclude coverage for damages arising from deliberate misconduct by the insured. These provisions, typically found in the "Exclusions" section of auto policies issued by carriers like State Farm, Geico, and American Family, are grounded in the fundamental principle...
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Roadside shoulder accidents present some of Missouri's most complex liability puzzles, where stranded motorists, passing vehicles, and government entities collide in a legal perfect storm. Unlike typical roadway crashes, shoulder incidents involve layered responsibilities under Missouri's modified comparative fault system and sovereign immunity...
Highway 40 (Interstate 64) in St. Louis is one of the busiest and most complex roadways in Missouri, stretching from the Poplar Street Bridge through the heart of the city and into St. Louis County. Due to its high traffic volume, frequent construction zones, and complex interchanges—such as the notorious "Big Bend" and "Hanley Road" exits—this...
Becoming the lead plaintiff in a class action lawsuit might seem like winning the legal lottery, but the reality is far more complex—and often less lucrative—than most people imagine. While high-profile cases occasionally make headlines with multi-million dollar lead plaintiff awards, the typical compensation structure involves careful calculations...
Insurance claims are a critical mechanism for policyholders to recover losses after accidents, property damage, or other covered events. However, claimants frequently encounter initial settlement offers that are substantially lower than expected or justified. This practice is not arbitrary but stems from deliberate corporate strategies, legal...
Unlike suburban jurisdictions, St. Louis City's 22nd Judicial Circuit presents unique challenges and opportunities, including higher jury verdict averages but also more complex liability disputes due to dense urban traffic patterns. Plaintiffs must contend with Missouri's pure comparative fault system (§ 537.765 RSMo), aggressive insurer defenses,...
I. Introduction: St. Louis' High-Risk Traffic Corridors
I. Introduction: The Unique Challenges of Valuing a Child's Life
Florissant, Missouri, as a densely populated suburban city in North St. Louis County, experiences a significant volume of vehicular traffic due to its proximity to major highways such as I-270 and Route 367. This high traffic density, combined with frequent congestion near commercial hubs like the Cross Keys Center and Florissant Valley Shopping...
Rear-end collisions are among the most common types of car accidents in Hannibal, Missouri, often occurring on busy thoroughfares like McMaster's Avenue, Mark Twain Avenue, and Highway 61. These accidents can result in severe injuries, including whiplash, spinal trauma, and concussions, leading to complex legal claims against negligent drivers....