In an insurance claim, bodily injury (BI) refers to physical harm suffered by a person in an accident. Bodily injury liability coverage is a part of your car insurance policy that helps pay for the medical expenses and other losses of other people injured if you are found at fault for an accident.
St. Louis Motor Vehicle Accident Blog
In a car accident case, medical records can be some of the most crucial forms of evidence to support your claim for damages. Here are some key types of information you can expect to find in medical records that can be valuable for your case:
A demand letter to the insurance company after a Missouri car wreck should clearly outline your claim and encourage them to offer a fair settlement. Here's a breakdown of the key elements to include:
Achieving a full recovery after a car accident with pre-existing injuries can be complex, but here are some steps to maximize your chances:
No, Missouri does not have a cap on damages for trucking accidents or personal injury lawsuits in most cases. This means that if you are injured in a trucking accident in Missouri, you can potentially recover compensation for the full extent of your damages, both economic and non-economic.
You don't necessarily need a lawyer after every car accident in St. Louis, but here are some situations where consulting a personal injury attorney is highly recommended:
Insurance companies generally prefer to settle claims without lawyers getting involved for a few key reasons:
Here are some of the common pressure tactics insurance companies use to make you settle a car accident claim quickly and for less than you deserve:
Insurers often fault claimants for not seeking medical attention immediately after a car accident for a few key reasons:
Insurers cite pre-existing conditions in car accident claims primarily to reduce the amount of money they have to pay you. Here's a deeper dive into why they do this and how to counter their arguments: