The Capital One Class Action: Eligibility Cut-Off and Multiple Settlement Checks

The Capital One Data Breach Class Action Lawsuit stems from a massive data breach in July 2019, where approximately 98 million U.S. consumers' personal information was compromised. The breach exposed sensitive data such as Social Security numbers, birth dates, addresses, and credit card information2.

Settlement Details

  1. Settlement Amount: Capital One agreed to a $190 million settlement to compensate affected individuals.

  2. Eligibility: U.S. residents whose personal data was compromised in the 2019 breach.

  3. Claim Submission Deadline: November 27, 2023.

  4. Initial Payment Date: September 28, 2023.

  5. Second Payment Date: September 4, 2024.

Claim and Settlement Process

  • First Set of Checks: The initial round of payments was sent out starting on September 28, 2023.

  • Second Set of Checks: The second round of payments began on September 4, 2024. If you received the first check and submitted a claim for the second payment, you should be receiving it now1.

Benefits Provided

  • Identity Defense Services: Up to five years of identity monitoring, dark web monitoring, and identity theft insurance.

  • Restoration Services: Assistance with identity restoration and protection.

If you haven't received your checks yet, it might be a good idea to check with the settlement administrator or visit the official settlement website for more information.

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