Missouri Car Crashes: What To Do Next?

Here's a rundown of the crucial steps to take after a car accident in Missouri:

1. Ensure Safety and Check for Injuries:

  • Stay Calm and Assess the Situation: If it's safe to do so, check yourself and others involved in the accident for injuries.
  • Turn on Hazard Lights and Call 911: If there are injuries or significant property damage, call 911 immediately.
  • Move to a Safe Location: If your car is blocking traffic or in a dangerous position, carefully move it to the side of the road, if possible.

2. Secure the Scene and Gather Information:

  • Exchange Information with Other Drivers: Get the names, contact details, and insurance information of all drivers involved, including any witnesses.
  • Take Photos of the Damage: If it's safe, document the accident scene with photos of the damage to vehicles, any injuries (with permission), traffic signs or signals, and the overall accident location. See my previous response on what to photograph after a car crash for details [previous response on what to take pictures of after a car crash].

3. File a Police Report:

  • Wait for Police to Arrive: If there are injuries or significant damage, a police officer will file a report documenting the accident scene, witness statements, and driver information. Note: Even for minor accidents, filing a police report can be helpful for insurance purposes.

4. Seek Medical Attention:

  • See a Doctor: Even if you don't feel immediate pain, get checked out by a doctor as soon as possible. Adrenaline can mask injuries, and a prompt medical evaluation creates a record of your injuries and ensures you receive proper treatment.

5. Report the Accident to Your Insurance Company:

  • Contact Your Insurance Provider: Report the accident to your insurance company as soon as possible, following the guidelines outlined in your policy. They will guide you through the claims process.

6. Consider Legal Advice (Optional):

  • Consultation with a Lawyer: For accidents involving serious injuries, complexities like shared fault, or if you're unsure about dealing with the insurance company, consider consulting with a personal injury lawyer experienced in Missouri car accident cases. They can advise you on your legal rights and help you navigate the claims process to ensure fair compensation.
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