Home After Car Crash In St. Louis County, Missouri
Here's a checklist of what to do when you get home after a car crash in St. Louis, Missouri:
1. Focus on Your Health:
- Rest and Recuperation: Getting enough sleep and allowing your body time to heal is crucial. Follow any treatment plans or medications prescribed by your doctor.
- Document Your Injuries: Take pictures of any visible injuries you sustained in the accident.
- Mental Wellbeing: Car accidents can be stressful. Consider relaxation techniques or talking to a therapist if you're experiencing anxiety or emotional distress.
2. Gather and Organize Information:
- Police Report: If a police report was filed at the accident scene, obtain a copy for your records. You can usually request a copy online or by visiting the police station.
- Witness Contact Information: If you exchanged contact details with any witnesses, keep this information safe in case their statements are needed later.
- Insurance Information: Ensure you have a copy of the at-fault driver's insurance information, as well as your own insurance details readily available.
3. File an Insurance Claim:
- Contact Your Insurance Company: As soon as possible, report the accident to your own insurance company, referencing the details you gathered. Follow the guidelines outlined in your policy regarding claim filing.
- Don't Admit Fault: Stick to the facts when describing the accident. Avoid saying anything that could be misconstrued as admitting fault.
- Keep Records of Communication: Maintain copies of all communication with your insurance company, including emails, phone call logs, and any physical documents received.
4. Consider Legal Representation (Optional):
- Complexities or Serious Injuries: If the accident resulted in severe injuries, significant property damage, or shared fault is involved, consulting with a personal injury lawyer experienced in Missouri car accident cases can be beneficial. They can guide you through the legal process, negotiate with insurance companies, and ensure you receive fair compensation for your damages.